Pumpkin Chocolate Chip Coffee Cake

Ingredients

• 1/2 teaspoon ground ginger
• 1 teaspoon ground cinnamon
• 3/4 teaspoon salt
• 1/2 cup vegetable oil
• 1/2 cup granulated sugar
• 2 1/3 cups all purpose flour
• 1 teaspoon baking soda
• 1/2 teaspoon ground cloves
• 1 cup all purpose flour
• 2/3 cup semi-sweet chocolate chips
• 2 teaspoons ground cinnamon
• 2 teaspoons vanilla extract
• 1/2 teaspoon ground nutmeg
• 1 1/2 cups semi-sweet chocolate chips
• 1 cup brown sugar (packed)
• 1 large egg (at room temperature)
• 15 oz pumpkin puree
• 1/2 cup unsatled butter (softened)
• 1/2 cup unsalted butter (slightly cold and cut into cubes)